$250,000
A running start
- About four years of a $60,000 income.
- A large payment on the mortgage.
- Funeral costs, so nobody is passing a hat.
Coverage amounts
What the money could be
This is the lump sum paid to the people you name if you die during the policy. That death benefit is generally tax-free. Here is what those amounts can do for a family.
$500,000
The house and time
- About eight years of a $60,000 income.
- Many family mortgages cleared, with bills still covered.
- Childcare while a parent finds their footing.
$1,000,000
Childhood, covered
- About twelve years of an $80,000 income.
- The house, the ordinary month, and school.
- Room for your children to grow up without a money crisis.
Examples, not a quote and not your price. Age, health, the amount, and the term change the premium. For many healthy adults, term coverage is still less than $1 a day. An advisor licensed through Greatway Financial shows your number before you decide.
Talk to an Advisor
Family and children
What your family keeps
If you do nothing, your partner and your children inherit the bills. Coverage is how you stop that. For many healthy adults it costs less than $1 a day. That is not a quote. These are the jobs it can do. Then ask for your free review.
01
Mortgage protection
The mortgage stays due after the paycheque stops. Keep the house.
02
Income replacement
Groceries, utilities, and the ordinary month still arrive. Replace the income.
03
A debt-free legacy
Loans and credit cards do not close themselves. Leave them paid.
04
Your children
Your children keep school, a home, and time to grieve. They should not inherit the bills.
05
Final expenses
Funeral and last costs, handled without passing a hat.
06
A stay-at-home parent
Childcare, meals, and the school run still cost money when that parent is gone.
07
Time for your partner
Room for a surviving spouse to step back from work.
08
Education costs
Coverage that can stand in for savings you have not built yet.
09
Final tax bills
A cushion for the estate’s last filings and fees.
10
A personal business loan
Cover a loan or buy-sell promise you signed in your own name.
11
A charitable gift
Leave something to a cause you care about, on purpose.
12
Breathing room
Cash when the family needs choices, not a rushed sale of assets.
For your family
Your children should not pay your bills
- The house stays in the family.
- The ordinary month keeps going without your paycheque.
- School and childcare do not become a crisis.
- Your partner gets time to grieve, not a second job on day one.
Often less than $1 a day for many healthy adults. Your real number is on the call. Send your name and get them covered.
Talk to an Advisor